Providing Debt Relief Services
When debt becomes overwhelming, there is a way out. Chapter 7 and Chapter 13 bankruptcy can help people overcome consumer debt of all sorts, from credit card debt to home mortgages and beyond.
At the law firm of DiCesare, Davidson & Barker, we know the ins and outs of both forms of bankruptcy. Each of the partners at our firm possesses no less than 20 years of experience. We know how to help you overcome debt.
Our attorneys can assist people in Lakeland, Haines City and throughout Central Florida with Chapter 7 or Chapter 13 bankruptcy.
Chapter 7 Bankruptcy
This type of bankruptcy is designed to help people overcome the majority of debts. When Chapter 7 bankruptcy is filed, an automatic stay goes into place. This stay prevents creditors from taking any actions against you. It stops debt collection lawsuits. It stops home foreclosure. It stops wage garnishment.
This type of bankruptcy leads to complete elimination of the majority of debts after the process is completed.
Chapter 13 Bankruptcy
Like the Chapter 7 process, an automatic stay goes into place when Chapter 13 bankruptcy is filed. Creditors must stop all actions against you.
The biggest difference with Chapter 13 bankruptcy is that you will not need to get rid of any of your property. The process will result in a payment plan that will allow you to pay off all debt within three to five years.
Learn more about your options by visiting our page of frequently asked questions about bankruptcy.
Free Case Evaluations: Ask a Lawyer About Your Case
Contact us to schedule a free consultation about your bankruptcy case.
Legal Services Provided in English and Spanish
In addition to English speakers, our firm includes staff members and attorneys who are able to offer assistance in Spanish.
