Learn More About Defending Against Debt Lawsuits
At the law firm of DiCesare, Davidson & Barker, you will find a team of attorneys willing to devote the time necessary to answer all of your questions. Below, you will find a good starting point: answers to a variety of frequently asked questions. For specific answers regarding your case, we encourage you to contact us.
Do I Qualify for Bankruptcy?
If you are overwhelmed by a large quantity of debt, chances are that you qualify for either Chapter 7 or Chapter 13 bankruptcy. An experienced lawyer can explain which options best suits your circumstances.
What Is the Difference Between Chapter 7 and Chapter 13?
Chapter 7 allows for complete elimination of the majority of your debts, but requires that certain property be liquidated.
Chapter 13 creates a plan for debts be paid off over three to five years, but allows you to keep your property.
Won't Bankruptcy Hurt My Credit Score?
If you are considering bankruptcy, your credit score is most likely severely damaged already. You have probably been late on a variety of bills. You are probably more than a little bit behind. In reality, bankruptcy is the cure. It is the starting point that will allow you to start to repair your credit score.
How Can I Afford to File Bankruptcy?
Many people feel that their debts are so overwhelming that they can't even afford to pay an attorney to file bankruptcy. Our lawyers will do everything possible to make bankruptcy affordable to you. The last thing we want to do is burden you with unbearable additional expenses.
We will also investigate to determine if you have been the victim of any Fair Debt Collection Practices Act or Fair Debt Reporting Act violations committed by creditors trying to get money from you. If so, we can take legal action. If we win the lawsuit, any compensation you may receive can help with the cost of filing bankruptcy.
Should I Talk to an Attorney About My Case?
We encourage you to contact us to schedule a free consultation about your bankruptcy. Our lawyers are available to serve workers in Lakeland, Haines City and throughout Central Florida.
Legal Services Provided in English and Spanish
In addition to English speakers, our firm includes staff members and attorneys who are able to offer assistance in Spanish.
