Stopping Creditor Harassment
The Fair Debt Collection Practices Act (FDCPA) and the Florida Consumer Collection Practices Act (FCCPA) are designed to protect people like you from harassment at the hands of debt collectors. Not surprisingly, debt collectors frequently violate these laws. They often resort to illegal tactics to pressure you into paying your debts.
At the law firm of DiCesare, Davidson & Barker, our goal is more than just to stop harassing phone calls. Our goal is to make debt collectors pay when they break the law. We have the experience to achieve that goal. Each of the partners at our firm possesses no less than 20 years of experience. We are willing and able to go to trial to make debt collectors pay.
Making Debt Collectors Pay for All Forms of Creditor Harassment
Our lawyers help people in Lakeland, Haines City and throughout Central Florida fight creditor harassment in all forms, including:
- Excessive calls: Collectors can only call you at certain times of the day. They cannot call you repeatedly and harass you. If you write to them and request that they stop calling, they must stop.
- Threats: Collectors cannot threaten you with physical harm. They can't even use profanity. They cannot threaten a lawsuit or any other action unless they actually intend to follow through.
- False statements: Collectors cannot lie to you to collect a debt. They cannot tell you that you have committed a crime or that you are going to jail. They cannot tell you that you owe more than you actually owe.
- Improper disclosure: Collectors cannot provide any information about your debt to family members, co-workers or other third parties.
Learn more about these cases by visiting our page of frequently asked questions about creditor harassment.
Taking Legal Action Against Creditor Harassment
We are not afraid of taking debt collectors on in order to stop mistreatment and secure compensation for their violations of the Fair Debt Collection Practices Act and the Florida Consumer Collection Practices Act. In addition, we can represent you if you have a claim involving the Fair Credit Reporting Act.
If you are sued by a creditor, we can provide debt defense representation.
To permanently resolve your debt issues, we offer Chapter 7 and 13 bankruptcy services.
Free Case Evaluations: Ask a Lawyer About Your Case
Contact us to schedule a free consultation about your creditor harassment case.
Legal Services Provided in English and Spanish
In addition to English speakers, our firm includes staff members and attorneys who are able to offer assistance in Spanish.
