Protecting Your Credit Report
Your credit history is an important part of your financial security. A credit report error can undermine your ability to receive credit. It can determine whether or not you can get a mortgage or auto loan. In some cases, it can even have an impact on your ability to get insurance or find employment.
At the law firm of DiCesare, Davidson & Barker, we know how to fix credit report errors in accordance with the Fair Credit Reporting Act. Each of the partners at our firm possesses at least 20 years of experience. If getting results means going to court, we're ready to take that step.
Resolving All Types of Credit Report Errors
The Fair Credit Reporting Act (FCRA) was created to regulate the collection, dissemination and use of consumer credit information. It was also designed to outline the process of resolving disputes and overcoming credit report errors of all types, including:
- Errors made by the carelessness of one of the credit reporting agency (Equifax, Experian and TransUnion), including errors related to confusion of people with similar names
- Errors made by the creditor reporting the debt, including reporting debt that has been paid
- Failure to update debts after they are resolved through the bankruptcy process
- Failure to remove debts that were eliminated during a lawsuit
The unfortunate reality is that, according to a recent article in Consumer Reports, the majority of credit reports have some sort of error on them. Our lawyers can find these errors and fix these errors for people in Lakeland, Haines City and throughout Central Florida.
Additionally, we can assist with cases involving damage to credit reports as a result of identity theft.
Getting Results in Fair Credit Reporting Act (FCRA) Violation Claims
Our lawyers will find out who caused the damage to your credit report and we will take action. We are willing to file lawsuits against credit reporting agencies and creditors. We will seek compensation for the damage you have suffered because of these errors.
Free Case Evaluations: Ask a Lawyer About Your Case
Contact us to schedule a free consultation about a suspected violation of the Fair Credit Reporting Act.
Legal Services Provided in English and Spanish
In addition to English speakers, our firm includes staff members and attorneys who are able to offer assistance in Spanish.
